• Lý thuyết tài chính - Investing in mutual funds, etfs and real estateLý thuyết tài chính - Investing in mutual funds, etfs and real estate

    Open-end investment company Issues unlimited number of shares that it buys and sells at a price based on the current market value of the securities Net asset value (NAV): Current market value of all the securities the fund owns, less liabilities, on a per-share basis Closed-end investment company Issues a fixed number of shares which are them...

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  • Lý thuyết tài chính - Investing in stocks and bondsLý thuyết tài chính - Investing in stocks and bonds

    Issuers of common stock Issued by any corporation in any line of business Voting rights - For each share of stock held holders receive one vote Proxy: Written statement used to assign a stockholder’s voting rights to another person Basic tax considerations Common stocks provide income in the form of dividends and/or capital gains

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  • Lý thuyết tài chính - Investment planningLý thuyết tài chính - Investment planning

    Commissions received by brokerage firms for executing buy and sell orders for their clients Odd lot: Quantity of fewer than 100 shares of a stock Round lot: Quantity of 100 shares of stock or multiples thereof

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  • Lý thuyết tài chính - Protecting your propertyLý thuyết tài chính - Protecting your property

    Form HO-4 Covers contents of a house but not the structure itself Form HO-6 Required by the owners of condominium units Includes a minimum of $1000 in protection for any building alterations paid for by the policy holder

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  • Lý thuyết tài chính - Insuring your healthLý thuyết tài chính - Insuring your health

    Workers’ compensation insurance Required by state and federal governments Paid nearly in full by employers in most states Compensates workers for job-related illness or injury

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  • Lý thuyết tài chính - Insuring your lifeLý thuyết tài chính - Insuring your life

    Continuous premium Premiums should be paid until death or policy cancellation Limited payment Premiums should be paid for specified number of years Insurance is effective until death Single premium Lifetime coverage purchased with a single premium

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  • Lý thuyết tài chính - Using consumer loansLý thuyết tài chính - Using consumer loans

    Lien: Legal claim permitting the lender to liquidate the items serving as collateral to satisfy the obligation Chattel mortgage: Mortgage on personal property given as security for the payment of an obligation Collateral note: Legal note giving the lender the right to sell collateral

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  • Lý thuyết tài chính - Making automobile and housing decisionsLý thuyết tài chính - Making automobile and housing decisions

    Analyze the history of housing prices Foreclosures: Lenders attempt to recover loan balances from borrowers who have quit making payments by forcing the sale of the home pledged as collateral

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  • Lý thuyết tài chính - Managing your cash and savingsLý thuyết tài chính - Managing your cash and savings

    Convenience, services, and cost influence the choice of where to maintain a checking account Checking account can be an individual or a joint account Overdraft: Result of writing a check for an amount greater than the current account balance Overdraft protection: Depository institution automatically pays a check that overdraws the account

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  • Lý thuyết tài chính - Preparing your taxesLý thuyết tài chính - Preparing your taxes

    Allowable deductions from gross income Educator expenses (limited), higher education tuition costs (limited), IRA contributions (limited), self-employment taxes paid, self-employed health insurance payments Adjusted gross income (AGI) Amount of income that remains after subtracting all allowable adjustments to income from gross income

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